Are Banks Open or Close on the 4th of July? – Check Opening and Closing Hours

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Since July 4th is a federal holiday, many companies will be closed on this day. According to the Federal Reserve’s calendar of holidays, the majority of banks will be closed on July 4. On Tuesday, July 4, 2023, in commemoration of Independence Day, banks, credit unions, and other financial institutions are closed.

Celebrate the 245th anniversary of the Declaration of Independence’s adoption in 1776, the year the United States of America gained independence from Great Britain, on July 4th this year. You may wish to incorporate some work into your Independence Day celebrations, even if your plans may not involve the same activities as in previous years.

You should first ascertain your banking choices if you have any financial obligations on July 4. This guide to banking on the Fourth contains the following information:

Are Banks Open or Close on the 4th of July?

Bank Holiday on July Fourth, 2022

The financial institutions listed below will be closed on July 4, which falls on a Monday this year, according to confirmation from GOBankingRates. Call your local branch first rather than expecting it will have staff on hand because, even if your bank is not on the list, it is probably not going to be open. The following banks will not be open on July 4, 2022:

  • Bank of America
  • BB&T
  • BBVA
  • BMO Harris Bank
  • Chase
  • Citizens Bank
  • City National Bank
  • First Citizens Bank
  • HSBC
  • Huntington
  • KeyBank
  • M&T Bank
  • PNC Bank
  • Regions
  • Santander Bank
  • SunTrust
  • TD Bank
  • Union Bank
  • U.S. Bank
  • Wells Fargo
  • Westfield Bank
  • Zions Bank

However, federal offices and, usually, the banks that support them will always close on holidays that fall on set dates. Therefore, they are unable to select: For instance, the business week officially begins on Monday even if the Fourth of July falls on a Tuesday. It doesn’t officially end until Wednesday.

ATMs and Internet Banking

Throughout these holidays, ATMs will be staffed, and online banking will continue to function.

Online Banking

The majority of banking transactions, both financial and non-financial, may be completed through Whatsapp, mobile, and net banking. To use financial services while on the go, confirm that you have enrolled for these services.

Bank holidays in July 2024

A 12-day bank holiday is scheduled for July 2024 in several states, as per the Reserve Bank of India’s (RBI) holiday schedule. The holidays include Sundays, the second and fourth Saturdays, and both national and regional holidays.

On Beh Dienkhlam, MHIP Day, Kang (Rathajatra), Drukpa Tshe-zi, Harela, and Muharram/Ashoora/U Tirot Sing Day in July, banks will be closed.

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